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Cash Out Refinance seasoning requirement on Kentucky Mortgage Loans


 Cash Out seasoning requirement on Kentucky Mortgage Loans for FHA, VA, Fannie Mae


Did you know that Freddie Mac is making a change to their Cash Out seasoning requirement effective March, 7 2023?


  The new guideline will require at least 12 months to have passed from the Note date of the mortgage being refinanced.  Please see below for the agency specific cash out seasoning requirements and let us know if you have any questions.   

 

 

FNMA:  6 months

 

FHLMC:  12 months (Effective 3/7/2023)

 

Kentucky FHA Mortgage Loan: 12 months

 

Kentucky VA Mortgage Loans:  210 days/6 months

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